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Financing for a wide range of health and wellness expenses

Care Credit Payments

The CareCredit credit card is a simple, flexible way to pay for a wide range of health and wellness wants and needs for you, your family, and your pets. See if you prequalify without impacting your credit score.

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Frequently Asked Questions

What is Care Credit?

The CareCredit credit card is a simple, flexible way to pay for a wide range of health and wellness wants and needs for you, your family, and your pets. See if you prequalify without impacting your credit score.

How do I see if I prequalify and apply for a CareCredit credit card?

The easiest and fastest way to see if you prequalify for CareCredit is to use this link(opens in a new tab). You will get the prequalification decision within seconds and, if you prequalify, you can apply right away, with confidence. If you are approved, you will either be approved for the CareCredit credit card or the CareCredit Rewards Mastercard. To learn more about the CareCredit Rewards Mastercard click here(opens in a new tab).

You can also apply over the phone, toll free, at (800) 677-0718. If you choose to call, you can use our automated system 24/7 or you can apply with a live agent between 9:00am-9:00pm Monday-Friday, Eastern Time. Applicants must be at least 21 years of age to apply by phone (must be 18 or older to apply). Applicants by phone must have written copy of the credit card agreement before proceeding, which can be printed from carecredit.com(opens in a new tab) or you can obtain from your provider.

In addition, you can apply at healthcare provider locations that accept CareCredit. At this time, applications via a provider or by phone are only for the CareCreditcredit card. If you would like your application to also be considered for the CareCredit Rewards Mastercard please apply at carecredit.com/apply.(opens in a new tab)

What are the differences between a CareCredit credit card and CareCredit Rewards Mastercard?

Both cards are accepted at over 260,000 CareCredit Network locations and promotional financing is available on qualifying purchases. The CareCredit Rewards Mastercard can be used for purchases everywhere Mastercard is accepted and also earns points on all purchases that can be redeemed for rewards. Learn more at carecredit.com/mastercard.(opens in a new tab)

How can I add an authorized user to my CareCredit credit card?

An Authorized User can be added to your account by logging into your account and clicking on Services > Authorized Users. Also, an Authorized User can be added to your account by calling our Customer Care Center at (866) 893-7864.

The CareCredit Difference

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Promotional financing options available

Easy, flexible, promotional financing options to pay for out-of-pocket expenses over time.

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Accepted at over 260k locations and counting

Use for costs including doctor visits, veterinary care, dentistry, specialists, select retail purchases, and more in the CareCredit network.

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Earn points towards rewards†

Earn points on all purchases if approved for the CareCredit Rewards Mastercard®.

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